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Miami woman faces foreclosure over disputed $55,650 lien

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TOI World Desk. (2026, September 17). Miami woman faces foreclosure over disputed $55,650 lien. Times of India. https://timesofindia.indiatimes.com/world/us/in-2019-a-miami-woman-bought-a-home-after-a-clean-title-search-five-years-later-a-disputed-55650-code-enforcement-lien-is-blocking-its-renovation-or-sale/articleshow/134312543.cms

Dated when The Aporia collected the article, usually within hours of publication. Check the original for its exact date and byline.

Times of India · collected 2026-09-17 · by TOI World Desk

Quick Summary

Angelica Martinez, a homeowner in Miami's Little Havana neighborhood, faces foreclosure over a $55,650 code enforcement lien that the City of Miami claims accumulated due to unpermitted construction. In September 2024, city inspectors observed contractors working on her roof, fence, and driveway without permits, leading to disputes between Martinez, her attorney Ari Pregen from The Code Clinic, and the city. Martinez argues that she was unaware of these issues at the time of purchase in 2019, while the city maintains she is responsible for correcting them.
Written by AI on 2026-09-17, from this article's own text only (the story summary below draws on all the coverage).

AI analysis

Story summary

Angelica Martinez, who purchased her home in Miami's Little Havana neighborhood in 2019, faces foreclosure due to a $55,650 code enforcement lien imposed by the City of Miami. Despite hiring an attorney and conducting thorough title searches at the time of purchase, Martinez is now unable to renovate or sell her property because of this disputed lien. Her attorney, Ari Pregen from The Code Clinic, argues that the lien should not exist as it was improperly issued by city inspectors during a proactive inspection in September 2024, claiming contractors were working without permits for tasks Martinez did not authorize. The dispute centers around whether Martinez is responsible for unpermitted work on her fence and driveway, with Martinez acknowledging only hiring contractors to repair her roof.

Written for “Foreclosure Dispute Miami” on 2026-11-02, grounded in this article and the 0 other(s) covering the same event.

Story

📰 Foreclosure Dispute Miami
Economy/Business · 1 article(s) covering the same event.

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How this article was measured signals, leaning charts, publisher record, byline, topics and claims

Signals How these are calculated →

Claims extracted
35
sentences that state something as happening or true
Uncertain
11%
4 of 35 hedged ("reportedly", "may", "according to")
Leaning
not political
takes no side on a contested political question
Publisher signals
59/100
Times of India's corrections and hedging, across everything collected from it. Not a measure of accuracy.
Outlets on this story
1
Economy/Business
Same framing elsewhere
1
articles that frame the event the way this one does
Analyzed 2026-09-17 · how these are computed

How this is being covered How these are calculated →

Article leaning vs. publisher reliability
Source leaning vs. consistency

Publisher

Times of India · 3890 article(s) · 2 correction(s) detected
Running correction rate · 2 correction(s)

Who wrote this

TOI World Desk
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Wire or desk byline, not an individual reporter.
Also by TOI World Desk
Nothing else under this byline is closely related to this article, so these are simply their most recent.
All 1312 articles by TOI World Desk →

Topics

CBS News Little Havana Miami The Code Clinic the City of Miami

Subjects

Martinez PERSON · 7× Angelica Martinez PERSON · 3× Little Havana GPE · 2× Miami ORG · 2× the City of Miami GPE · 2× Ari Pregen PERSON · 1× CBS News ORG · 1× City of Miami ORG · 1× The Code Clinic ORG · 1× the City of Miami's ORG · 1×

Narrative

When Angelica Martinez bought her home in Miami's Little Havana neighbourhood in 2019, she did what most buyers do: she hired an attorney, carried out a title search and checked the property's history for any outstanding debts or liens.
framing: assertive · carried by 1 article(s) · first seen 2026-09-17
🔮 "Everything was reviewed and they told me I was done and I could go ahead living in my house without any issues," Martinez recalled.
2026-09-17 · Times of India
Miami woman faces foreclosure over disputed $55,650 lien · assertive framing

Claims (35 extracted, 4 hedged)

When Angelica Martinez bought her home in Miami's Little Havana neighbourhood in 2019, she did what most buyers do: she hired an attorney, carried out a title search and checked the property's history for any outstanding debts or liens. asserted
she → buy → debts
Everything seemed perfect. asserted
Everything → seem → ?
Five years after the purchase, Martinez faces the threat of foreclosure over a $55,650 code enforcement lien that the City of Miami says accumulated against her property. asserted
City → face → property
The lien has prevented her from renovating or selling the home, and her attorney argues that it should never have existed in the first place. asserted
it → prevent → place
"The City of Miami is stopping my client from fixing her own home over a lien that doesn't exist," Ari Pregen, an attorney with The Code Clinic who represents homeowner Angelica Martinez, told CBS News. asserted
who → stop → News
A Little Havana homeowner says she feels trapped in the home she purchased. asserted
she → say → home
City of Miami code inspectors said they observed contractors replacing roof framing, installing a wood fence and constructing a concrete driveway without permits during a proactive inspection in September 2024. asserted
contractors → say → September
Martinez acknowledges hiring the crew to repair her roof. asserted
Martinez → acknowledge → roof
But she and her attorney dispute her responsibility for the fence and driveway work, which became the subject of the city's code enforcement case. asserted
which → dispute → case
"It's just a mistake; a very expensive mistake they're making me pay for," Martinez told the outlet. asserted
Martinez → make → outlet
Her attorney argued that city records show the previous owner completed renovations in 2018. asserted
owner → argue → 2018
Though the permits from that project do not mention the fence or driveway, Google Earth images from February 2019 appear to show both improvements already in place. asserted
images → mention → place
This was months before Angelica Martinez bought the property. asserted
Martinez → buy → property
She talks about the whole process of purchasing the property. asserted
She → talk → property
"I got an attorney, did a title search, everything went through review making sure there was no debt or lien on the house to make sure the house was clean for me to purchase. asserted
me → get → house
Zero violations existed. asserted
violations → exist → ?
My attorneys reviewed the whole history of the house. asserted
attorneys → review → house
There was no issue whatsoever," she told the broadcaster. asserted
she → be → broadcaster
Following the 2024 inspection, she agreed to lower the fence and bring the driveway into compliance. asserted
she → follow → compliance
Her attorney also acknowledged that homeowners can be held responsible for correcting such violations, even when they were not the people who originally carried out the work. asserted
who → acknowledge → work
According to him, the city inspectors signed an affidavit certifying that Martinez had completed the corrections. uncertain
Martinez → accord → corrections
"Everything was reviewed and they told me I was done and I could go ahead living in my house without any issues," Martinez recalled. uncertain
Martinez → review → issues
However, the City of Miami's account differs. asserted
account → differ → Miami
According to Miami's Code Enforcement Department, Martinez was found in violation by the Code Enforcement Board at a hearing on 22 January 2025. uncertain
Martinez → accord → January
The board gave her 120 days to comply and ordered a $150 per day fine if the violations remained after the deadline. asserted
violations → give → deadline
The city says the permits for the driveway and fence were submitted on 31 July 2025 and finalised on 9 February 2026. asserted
permits → say → February
The department said no request for additional time was filed before the deadline expired. asserted
deadline → say → time
What happened next was a lien: $150 multiplied by hundreds of days, bringing it to a $55,650 lien. asserted
happened → happen → lien
Pregen argues that such a lien should not exist. asserted
lien → argue → ?
His team reportedly went through the city's public records and found no record of any lien against the property. uncertain
team → go → property
"We looked for the lien in three different ways in the city's own public records and there is no lien recorded. asserted
We → look → records
It isn't there, and yet they're still trying to use it to freeze her life," he said. asserted
he → try → life
Martinez says the dispute has prevented her from renovating the house or putting it up for sale. asserted
dispute → say → sale
She remains in a home trapped between conflicting accounts of compliance and penalty calculations. asserted
She → remain → compliance
A mitigation hearing is scheduled before the City of Miami Code Enforcement Board on 22 September. asserted
hearing → schedule → September
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