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Refunds due to some people who have previously been dealing with problem debts

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Cite

Shaw, V. (2026, September 28). Refunds due to some people who have previously been dealing with problem debts. Evening Standard. https://www.standard.co.uk/business/money/people-b1298733.html

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Evening Standard · collected 2026-09-28 · by Vicky Shaw

Quick Summary

The Insolvency Service is returning fees to individuals who paid £90 for Debt Relief Orders (DROs) between 2016 and April 2024 but did not complete their applications. Approximately £450,000 in refunds is available for around 5,100 affected customers; so far, about 1,200 have received their refunds. The Service has been reaching out since November 2025 to those who need to claim back the fees and advises individuals to ensure they are dealing with legitimate refund requests due to potential impersonation scams.
Written by AI on 2026-09-28, from this article's own text only (the story summary below draws on all the coverage).

AI analysis

Story summary

The Insolvency Service announced it is working to refund fees paid by individuals who applied for a Debt Relief Order (DRO) between 2016 and April 2024, but did not complete their application. A £90 application fee was scrapped in 2024, making those who had previously paid this fee eligible for refunds. Approximately 5,100 customers have been contacted since November 2025, with around £450,000 available in total refunds. To date, refunds have been provided to about 1,200 of those contacted. The Insolvency Service is emphasizing the importance of verifying the identity of any contact claiming to represent them, as impersonation scams are common.

Written for “Debt Relief Measures” on 2026-10-30, grounded in this article and the 0 other(s) covering the same event.

Story

📰 Debt Relief Measures
Economy/Business · 1 article(s) covering the same event.

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Claims extracted
13
sentences that state something as happening or true
Uncertain
46%
6 of 13 hedged ("reportedly", "may", "according to")
Leaning
not political
takes no side on a contested political question
Publisher signals
65/100
Evening Standard's corrections and hedging, across everything collected from it. Not a measure of accuracy.
Outlets on this story
1
Economy/Business
Same framing elsewhere
1
articles that frame the event the way this one does
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Publisher

Evening Standard · 7769 article(s) · 62 correction(s) detected
Running correction rate · 62 correction(s)

Who wrote this

Vicky Shaw
62 article(s) here · 1 carrying a prediction
🔮 Here is a look at what will be available under the plans: – What is the Your First Home scheme? The scheme will provide 20% equity loans to first-time buyers.
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🔮 Matt Smith, a mortgage expert at Rightmove, said: “It’s been a difficult few weeks for home buyers who have been watching mortgage rates rise quickly, particularly for those who had worked out what they could afford based on lower rates earlier in the year. “
🔮 The encouragement may have included signs saying a business accepts or prefers cash, or being asked directly if they can pay that way.
🔮 “Looking ahead, maintaining a healthy supply of rental homes will be key to easing competition and supporting long-term market stability.”
🔮 Some texts identified on O2’s network promise hundreds of pounds in return for working for an hour or so per day. But others did not contain the red flag warning sign of an “easy cash” promise, and may give the false impression of being simply a message from a recruitment agency.
Also by Vicky Shaw
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All 62 articles by Vicky Shaw →

Topics

The Insolvency Service

Subjects

The Insolvency Service ORG · 4× Caroline Shanahan PERSON · 1×

Narrative

It is also important to remember that impersonation scammers often pretend to be from government organisations and so people should make sure they know who they are dealing with.
framing: mixed · carried by 1 article(s) · first seen 2026-09-28
🔮 The Insolvency Service said it is trying to track down people who could be owed refunds for fees paid as far back as a decade ago.

Claims (13 extracted, 6 hedged)

The Insolvency Service said it is trying to track down people who could be owed refunds for fees paid as far back as a decade ago. uncertain
who → say → fees
DROs are a type of personal insolvency, helping people who have been struggling with problem debts to get back on track. asserted
who → help → track
A £90 application fee for a DRO was scrapped in 2024. asserted
fee → scrap → 2024
People who paid that fee for a DRO between 2016 and April 2024 but did not complete their application are eligible for the fee to be refunded, the Insolvency Service said. asserted
Service → pay → application
Up until April 2024, payments were made as part of the application process, either in full or in instalments. asserted
payments → make → instalments
Some people will be due a full £90 refund for the fee, while others may be owed more or less, depending on whether they paid in full, overpaid, or made multiple incomplete applications. uncertain
they → owe → applications
Applications for DROs are made through authorised debt advisers or charities. asserted
Applications → make → advisers
The Insolvency Service said it has written to people affected several times since November 2025 with details on how to apply, but some customer contact details may have changed. It said around £450,000 is available in refunds. The Service said around 5,100 customers had been contacted and refunds have been provided to around 1,200 of those customers so far. uncertain
refunds → say → customers
Caroline Shanahan, senior leader in the personal insolvency team at the Insolvency Service, said: “We want to reassure customers that this is a genuine refund and we want them to claim their money back if it is due. uncertain
it → say → money
“We’ve tried to contact customers directly, but as the refunds go back 10 years, we know some people’s contact details may have changed. uncertain
details → try → customers
“People applying for a DRO may have been struggling financially – hence needing debt relief – so we’re really keen to return money owed to them as soon as possible.” uncertain
we → apply → them
Read More Information such as the DRO application number if this is known, along with contact and banking details will help with securing a refund. asserted
this → read → refund
It is also important to remember that impersonation scammers often pretend to be from government organisations and so people should make sure they know who they are dealing with. asserted
they → remember → who
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