The Aporia · 26% of adults are finding their income difficult to get by on

26% of adults are finding their income difficult to get by on – report

Read the original at Evening Standard ↗

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Shaw, V. (2026, October 5). 26% of adults are finding their income difficult to get by on – report. Evening Standard. https://www.standard.co.uk/business/money/andy-burnham-standard-life-people-women-labour-b1299656.html

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Quick Summary

A report indicates that 26% of UK adults find it challenging to manage on their current income. The survey, conducted by Ipsos for Standard Life among 6,000 people in June, also found that 47% are managing and 27% are comfortable with their finances. Catherine Foot, director of the Standard Life Centre for the Future of Retirement, suggests that employers need to make careers more flexible as working lives extend beyond traditional retirement ages.

Written by AI on 2026-10-05, from this article's own text only (the story summary below draws on all the coverage).

AI analysis

Story summary

According to a recent report by Standard Life, 26% of UK adults find their income insufficient for basic needs. The research indicates that 47% are coping with their current income while 27% live comfortably. Among non-retirees, the typical desired retirement age is around 62, but they expect to work until roughly 67 on average due to financial constraints or other factors. Nearly 63% of respondents worry about saving enough for retirement, and over three-quarters (79%) believe they can perform their jobs at age 60, though this confidence drops to less than half by age 70. Catherine Foot, director of the Standard Life Centre for the Future of Retirement, emphasized the need for more flexible career options as working lives extend, suggesting that a fair retirement system should prioritize individual choice rather than later retirement as a default option.

Written for “Economic Hardship Survey Results” on 2026-11-02, grounded in this article and the 0 other(s) covering the same event.

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Claims extracted

sentences that state something as happening or true

Uncertain

21%

3 of 14 hedged ("reportedly", "may", "according to")

Leaning

not political

takes no side on a contested political question

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64/100

Evening Standard's corrections and hedging, across everything collected from it. Not a measure of accuracy.

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Economy/Business

Same framing elsewhere

articles that frame the event the way this one does

Who wrote this

Vicky Shaw

65 article(s) here · 1 carrying a prediction

🔮 The ABI said that homeowners concerned about subsidence should be aware of several warning signs, and may need to consider speaking to their insurer and seeking professional advice if they notice: – Cracks that are wider than 3mm – about the thickness of a £1 coin – as these may need further investigation. – Diagonal cracks, particularly if they are wider at the top than at the bottom. – Cracks that appear suddenly, rather than developing gradually through normal wear and tear.

2026-11-02 · speculative framing · Record domestic subsidence claims received after summer heatwaves – insurers

🔮 The move was welcomed by many savings and investments providers – although some raised concerns that plans for a new “starter Isa” could add more complexities to the Isa system.

2026-10-28 · assertive framing · Annual cash Isa limit will remain at £20,000 after plans for cut overturned

🔮 Here is a look at what will be available under the plans: – What is the Your First Home scheme? The scheme will provide 20% equity loans to first-time buyers.

2026-10-28 · assertive framing · What support has been announced for first-time buyers in the Budget?

🔮 The move was welcomed by many savings and investments providers – although some raised concerns that plans for a new “starter Isa” could add more complexities to the Isa system.

2026-10-28 · assertive framing · Annual cash Isa limit will remain at £20,000 after plans for cut overturned

🔮 The Financial Conduct Authority (FCA) said that understanding geographical patterns could help identify where climate-related risks may have the greatest effect on consumers and mortgage lending if flooding becomes more frequent or severe.

2026-10-26 · mixed framing · Regulator examines how flood risk relates to the mortgage market in England

🔮 The Government recently unveiled the Your First Home initiative, which will give first-time buyers the chance to buy a new build property with a 2.5% deposit, with the Government stepping in to lend them an extra 20% towards the cost.

2026-10-26 · assertive framing · ‘Critical point’ for housing industry as fall in new home registrations recorded

🔮 Read More He added: “Those coming to the end of a current fixed (mortgage) deal will not only face higher rates but also a more volatile market where deals can come and go quickly.”

2026-10-21 · assertive framing · Annual UK house price growth slowed in August for fourth month in a row – ONS

🔮 This would put someone on the full new state pension on course to receive £250.70 per week from next April – up from £241.30 per week currently.

2026-10-21 · assertive framing · Full new state pension set to top £13,000 under triple lock guarantee

🔮 Matt Smith, a mortgage expert at Rightmove, said: “It’s been a difficult few weeks for home buyers who have been watching mortgage rates rise quickly, particularly for those who had worked out what they could afford based on lower rates earlier in the year. “

2026-10-19 · assertive framing · £3,575 jump in the average price tag on a home in October – Rightmove

2026-10-18 · assertive framing · £3,575 jump in the average price tag on a home in October – Rightmove

Also by Vicky Shaw

Record domestic subsidence claims received after summer heatwaves – insurers

2026-11-02 · Evening Standard

Annual cash Isa limit will remain at £20,000 after plans for cut overturned

2026-10-28 · Evening Standard

What support has been announced for first-time buyers in the Budget?

2026-10-28 · Evening Standard

Annual cash Isa limit will remain at £20,000 after plans for cut overturned

2026-10-28 · Evening Standard

Nothing else under this byline is closely related to this article, so these are simply their most recent.

All 65 articles by Vicky Shaw →

Claims (14 extracted, 3 hedged)

More than a quarter (26%) of UK adults are finding it difficult to get by on their current income, a report indicates. asserted

report → find → income

In the latest report, 47% of people said they are coping on their income and 27% are living comfortably. asserted

% → say → income

Some 43% of retirees feel that they are living comfortably, compared with 23% of those not yet retired, the research indicated. asserted

research → feel → those

Among non-retirees, people wanted to retire at around 62 typically, but the average age at which they expected to stop working was around 67. asserted

they → want → which

The survey also found that nearly two-thirds (63%) of people worry that they are not saving enough for retirement. asserted

they → find → retirement

More than three-quarters (79%) of people believe they could do their job at the age of 60, but this fell to less than half (48%) for the age of 70. uncertain

this → believe → 70

Catherine Foot, director of the Standard Life Centre for the Future of Retirement, suggested employers need to consider how careers can become more flexible as working lives lengthen. uncertain

lives → suggest → Retirement

She said: “The goal should be a system that gives people greater confidence and is fair to the people who live with it, giving them choice over when and how they retire, rather than having a later retirement as the default because they feel they have no alternative.” asserted

they → say → alternative

Read More The state pension overhaul would help to fund a new National Care Service in England. asserted

overhaul → read → England

Under the plans, the state pension would continue to rise every year at least by CPI (Consumer Prices Index) inflation or 2.5%. asserted

pension → continue → inflation

The door would still be left open to it rising by more than this if needed in some years, so that the state pension holds its value relative to average worker earnings. asserted

pension → leave → earnings

Meanwhile, the state pension age has started a phased rise, gradually increasing in steps from 66 to 67, affecting new pensioners. asserted

age → start → pensioners

In May, the Pensions Commission said about 15 million people are thought to be under-saving for their retirement. uncertain

people → say → retirement

Standard Life commissioned Ipsos to survey 6,000 people across the UK around June and those taking part were aged 18 to 80. asserted

those → commission → 18

26% of adults are finding their income difficult to get by on – report

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Claims (14 extracted, 3 hedged)