Claims extracted
27
sentences that state something as happening or true
Uncertain
15%
4 of 27 hedged
("reportedly", "may", "according to")
Leaning
not political
takes no side on a contested political question
Publisher signals
69/100
Daily Mail's corrections and
hedging, across everything collected from it. Not a measure of accuracy.
Outlets on this story
1
Economy/Business
Same framing elsewhere
1
articles that frame the event the way this one does
National Savings & Investments (NS&I) yesterday launched some of the best fixed-rate deals it has offered for years.
asserted
it → launch → years
You can now get between 4.99 per cent and 5.17 per cent on its Guaranteed Growth Bonds depending on how long you are able to tie up your money.
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you → get → money
It marks the fifth rise this year and puts NS&I close to the top of the best buy charts.
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It → mark → charts
NS&I has truly thrown down the gauntlet to other savings providers, which are now leapfrogging each other to offer the best fixed-rate deals.
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which → throw → deals
NS&I savers can choose between Guaranteed Growth Bonds, which pay interest at the end of the term, or Guaranteed Income Bonds, which pay monthly.
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which → choose → term
Its one-year Guaranteed Growth Bond is 4.99 per cent – the best rate open to all savers since it paid 6.2 per cent for a short time in August 2023.
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it → pay → August
That’s £499 interest on each £10,000 you put in.
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you → ’ → 10,000
If you prefer interest monthly, the one-year Guaranteed Income Bond pays 4.88 per cent – just over £40 a month.
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Bond → prefer → cent
You can now get between 4.99% and 5.17% on NS&I's Guaranteed Growth Bonds depending on how long you are willing to tie up your money
NS&I is under pressure to woo savers as the Government has tasked it with raising £15billion (with a £4billion leeway) by the end of next March, and it is way behind its target.
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it → get → target
You can get a rate slightly higher from its top-paying competitors – up to 5.12 per cent against 4.99 per cent – but that extra 0.13 percentage points is equivalent to just £13 a year per £10,000.
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points → get → 10,000
For some, that is a price worth paying to enjoy the safety offered by NS&I, which guarantees all your money.
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which → pay → money
Other banks offer security only up to £120,000 under the Financial Services Compensation Scheme.
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banks → offer → Scheme
NS&I’s competitors will no doubt now up their rates – some have already told me they intend to do so.
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they → tell → me
That could lead to yet another increase from NS&I, which is desperate to keep up with the competition.
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which → lead → competition
But you could lose out on valuable interest while you are waiting for better rates.
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you → lose → rates
If you leave your money in an easy-access account in the meantime, you could end up with less interest than if you lock in a deal now.
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you → leave → deal
NS&I’s two-year Guaranteed Growth Bond now pays 5.07 per cent while for three years the rate is 5.1 per cent and 5.17 per cent for five years.
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rate → pay → years
If you go for a longer-term Guaranteed Growth Bond, watch out for your tax bill.
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you → go → bill
They pay out at the end of the term, meaning all the interest counts towards your personal savings allowance (£1,000 a year for basic-rate payers and £500 for higher-rate payers) in the year it comes to an end.
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it → pay → end
There is no such problem with the Guaranteed Income Bonds because they pay out interest each month.
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they → be → interest
If you want to make the most of your savings, checking the top rates and moving to a better deal is essential, as is using a cash Isa to beat savings tax.
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checking → want → tax
This is Money's best buy savings tables are independently curated by savings expert Sylvia Morris and the This is Money team.
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This → curate → Morris
We update them daily and feature the top accounts with FSCS protection.
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We → update → protection
Savings essentials:
> Compare best savings rates in our tables
SAVE MONEY, MAKE MONEY
Affiliate links: If you take out a product This is Money may earn a commission.
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is → compare → commission
These deals are chosen by our editorial team, as we think they are worth highlighting.
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they → choose → team
This does not affect our editorial independence.
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This → affect → independence
Terms and conditions apply on all offers.
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Terms → apply → offers
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