The Aporia
The Aporia
Grady, L. (2026, October 19). An RDSP is the savings plan most eligible Canadians miss. Here’s who qualifies and how much you can get. Toronto Star. https://www.thestar.com/business/personal-finance/the-rdsp-is-the-savings-plan-most-eligible-canadians-miss-here-s-who-qualifies-and-how-much-you-can-get/article_fab6a272-64e3-4086-91b2-8c799b43eede.html
Grady, Lora. “An RDSP is the savings plan most eligible Canadians miss. Here’s who qualifies and how much you can get.” Toronto Star, 19 Oct. 2026, https://www.thestar.com/business/personal-finance/the-rdsp-is-the-savings-plan-most-eligible-canadians-miss-here-s-who-qualifies-and-how-much-you-can-get/article_fab6a272-64e3-4086-91b2-8c799b43eede.html.
Grady, Lora. “An RDSP is the savings plan most eligible Canadians miss. Here’s who qualifies and how much you can get.” Toronto Star, October 19, 2026. https://www.thestar.com/business/personal-finance/the-rdsp-is-the-savings-plan-most-eligible-canadians-miss-here-s-who-qualifies-and-how-much-you-can-get/article_fab6a272-64e3-4086-91b2-8c799b43eede.html.
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The Registered Disability Savings Plan (RDSP), a long-term savings plan designed to help Canadians with disabilities save for the future, is underutilized by eligible individuals. According to the Canada Disability Savings Program’s 2024 annual report, only 34% of those who qualify have opened an RDSP account, leaving 66% of potentially eligible people missing out on government grants and bonds that can match contributions up to 300%. This plan is particularly beneficial for individuals with disabilities, chronic illnesses, or mental health conditions who are looking to save for the future with significant financial support from the government.
