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“First-time buyers account for majority of mortgage sales but stretching deposits First-time buyers were relying on lower deposits last year that stretched their borrowing to the highest levels since before the financial crisis, according to the Office for…”

“First-time buyers account for majority of mortgage sales but stretching deposits First-time buyers were relying on lower deposits last year that stretched their borrowing to the highest levels since before the financial crisis, according to the Office for…”

“The report also said that first-time buyers accounted for more than half (52.8%) of mortgage sales in 2025, compared with around a third (33.8%) in 2006, “reflecting a substantial shift in the composition of the mortgage market”.”

“For no-one has this been more true than aspiring first-time buyers without family money to help them onto the ladder, and for the capital’s housebuilders facing down the triple threat of decreased demand from said buyers, increased construction costs and a…”