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“Mortgage rates Mortgage rates topped 7% in January 2025, but they fell over the first year of Trump’s second term.”

“First-time buyers account for majority of mortgage sales but stretching deposits First-time buyers were relying on lower deposits last year that stretched their borrowing to the highest levels since before the financial crisis, according to the Office for…”

“First-time buyers account for majority of mortgage sales but stretching deposits First-time buyers were relying on lower deposits last year that stretched their borrowing to the highest levels since before the financial crisis, according to the Office for…”

“The report also said that first-time buyers accounted for more than half (52.8%) of mortgage sales in 2025, compared with around a third (33.8%) in 2006, “reflecting a substantial shift in the composition of the mortgage market”.”

“For no-one has this been more true than aspiring first-time buyers without family money to help them onto the ladder, and for the capital’s housebuilders facing down the triple threat of decreased demand from said buyers, increased construction costs and a…”

“A majority of first-time UK buyers now pay more towards their monthly mortgage bills than they used to pay in rent, the estate agent Hamptons has found.”

“- Published The average interest rate on a new five-year fixed mortgage deal has hit 6% for the first time in three years, figures show.”

“"As we've seen with the first three hikes this year, the banks will likely announce a 0.25 per cent increase in their mortgage rates on the same day,"”

“There was evidence that a lot of recent home buyers were struggling with their mortgage repayments the last time the cash rate was 4.35 per cent.”