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“From student loans and employment to housing and savings, here's what the Budget means for Gen Z.”

“On a month-on-month basis, prices remained unchanged, against a downwardly-revised fall of 0.3% in September, with the average property across the UK standing at £273,566 in October.”

“Gen Z entered this Budget facing a daunting mix of challenges: stubbornly high rents, a difficult housing market, rising living costs and growing uncertainty about the future of work.”

“UK house prices stalled in September, with 0% growth on both a monthly and an annual basis, according to an index.”

“UK house prices stalled in September, with 0% growth on both a monthly and an annual basis, according to an index.”

“Moneyfactscompare.co.uk also said that the choice of sub-5% rate fixed mortgage deals has plunged from 1,494 since the start of September 2026 to just nine on Monday morning.”

“Moneyfactscompare.co.uk also said that the choice of sub-5% rate fixed mortgage deals has plunged from 1,494 since the start of September 2026 to just nine on Monday morning.”

“Mr Gardner said that underlying housing affordability is improving, “as house price growth has been well below earnings growth for some time”.”

“Mr Gardner said that underlying housing affordability is improving, “as house price growth has been well below earnings growth for some time”.”

“Mark Harris, chief executive of mortgage broker SPF Private Clients, said: “With transaction numbers slipping in August, affordability and wider concerns about the housing market and what the Budget might have in store appear to be dampening activity.”

“Mark Harris, chief executive of mortgage broker SPF Private Clients, said: “With transaction numbers slipping in August, affordability and wider concerns about the housing market and what the Budget might have in store appear to be dampening activity.”

“Neil Wilson, UK investor strategist at Saxo, said: “It’s a big shot in the arm for housebuilders as much as first-time buyers, coming as the industry is severely pressured by surging mortgage rates and inflation.”

“Neil Wilson, UK investor strategist at Saxo, said: “It’s a big shot in the arm for housebuilders as much as first-time buyers, coming as the industry is severely pressured by surging mortgage rates and inflation.”

“… Your First Home, announced in the Budget today and promising first-time buyers with a 2.5 per cent deposit and backed by a 20 per cent government loan on a new-build property, reinvigorate the capital’s stalled market and help ease the ongoing housing…”

“‘Critical point’ for housing industry as fall in new home registrations recorded The number of new homes started in the third quarter of this year fell by 13% compared with a year earlier, according to figures from a warranty and insurance provider.”

“Tom Bill, head of UK residential research at Knight Frank, said: “The outlook for the UK housing market hinges uncomfortably on an overseas geopolitical risk, but downward pressure on prices could reverse quickly if the unpredictable Middle East conflict…”

““While the year has proved challenging for many consumers from an affordability perspective, improved access to finance could provide an important catalyst for greater confidence across the housing sector as we approach the end of the year and head into 2027.”

“Home buyer demand was subdued in September, as higher interest rate expectations weighed on the UK housing market, according to surveyors.”

“Housing affordability has reached its most favourable level in more than a decade when comparing the price of an average home with wages, according to analysis by a major bank.”

“The bank said housing affordability in the UK has reached its most favourable level in more than a decade when comparing the price of an average home with wages.”

“Katie Clinton, head of financial services advisory at KPMG UK, said: “A further fall in mortgage approvals in August points to affordability pressures continuing to weigh on housing demand, as the shocks from the Iran conflict push up both inflation and…”

“Across the UK, Rightmove finds that there may be hints of an “autumn bounce” in the housing market in September as the average price tag on a home increased month on month for the first time since May.”